Abstract
Main description
(01)
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The financial and real crisis started in 2007-2008 has deeply transformed the way the Italian financial and capital market
act. Italian SMEs need to be aware of the transformation not to be pushed out of the market itself and to take profit of the
new relevant opportunities coming out thanks to the emerging new products and new intermediaries.The paper focuses the disappear
of banks relationship lending and provides evidence about how to approach the market in the emerging "competing for capital"
prevailing rule.It also stresses the relevance of ESG topics as emerging risk factor companies must look at when asking for
new finance because of the Regulation (EU) 2019/2088 of the European Parliament and of the Council of 27 November 2019 on
sustainability related disclosures in the financial services (SFDR).
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Account Management
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